Home Technology What You Need to Know About a One-Time Password (OTP)

What You Need to Know About a One-Time Password (OTP)

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Even though technology, the internet to be precise, has changed the way we do things, you ought to prioritize your security and that of your customers especially when you carry out online transactions.  After all, cyber attackers are ready to pounce even on the slightest mistake you make. The good news is there are so many ways to secure online transactions without having to break the bank.

One such method involves the use of one time passwords. Thanks to the Two Factor Authentication, you can overcome the vulnerabilities of a standard password. Well, this is just what you need to keep your company and its data protected. In this post, we will take you through some of the things you ought to know about a one-time password (OTP).

What is a One-Time Password (OTP)?

Before going any further, you need to know what a one-time password or passcode is all about. After all, there is no way you can use something you know nothing about. To cut the long story short an OTP is a string of numbers or characters that authenticates a user for a single login attempt or transaction.  In most cases, the tech support team administersOTPs to people who cannot recall their login credentialsto an account or website.

Why Is a One-Time Password Important?

Now that you already know what OTPs are, it is important to find out how they can keep your businesses secure. In a nutshell, OTP authentication offers distinct advantages when compared to using static passwords alone. One might wonder how this is even possible in the first possible.

Well, OTPs are not vulnerable to replay attacks as is the case with traditional passwords. For this reason, you will never have to worry about a hacker intercepting a transmission of data. Of course, this is regardless of whether you choose to use an SMS or voice OTP.

The Bottom Line

Online security and data protection is vital for digital businesses if they’re to serve their customers effectively. Fortunately, One Time Passwords prove beneficial in this regard as they secure your business and accounts. If you’re yet to secure online transactions with One Time Passwords, then there is no better time to do so than now. Be sure to understand what an OTP is all about before you can finally take this route.

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Linda Barbara

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